Ayushman Bharat Card Apply Online, Check Hospital List, Eligibility Criteria, Documents Required, Download

If you are a ration card holder but do not have an Ayushman card, there is an important update for you. Central Government has launched a special campaign to create Ayushman cards using ration cards once again. In this article, we will provide detailed information about the Ayushman Card Update.

Additionally, we want to inform you that for the Ayushman Card Update, you will need to keep your ration card and Aadhar card with you so that you can easily apply for your Ayushman card and avail all of its benefits.

Overview Of The Ayushman Bharat Card

All citizens and families who do not have an Ayushman card can now get their Ayushman card made using their ration card. Please check the below table to get an overview of the Ayushman Bharat Yojana, which is as follows:

Aspect	Details
Scheme Name	Ayushman Bharat Yojana
Coverage Amount	Up to ₹5 lakhs per family per year
Target Population	Approximately 10 crore families (50 crore individuals)
Organization	National Health Authority (NHA)
Registration Documents	– Aadhar Card – Proof of Address – Income Certificate – Biometric Information (if applicable)
Services Covered	– Hospitalization – Surgical Procedures – Diagnostic Services
Registration Locations	Common Service Centers (CSCs) Listed Hospitals
Card Usage	Cashless and paperless treatment at listed hospitals
Launch Date	23 September 2018

What is Ayushman Bharat Card?

1. Health Coverage: The Ayushman Bharat Yojana provides health insurance coverage of up to ₹5 lakhs per family per year for secondary and tertiary hospitalizations. This coverage includes hospitalization expenses, surgical procedures, and diagnostic services.

2. Beneficiary Coverage: The scheme targets 10 crore families (approximately 50 crore individuals) who are economically weak. Beneficiaries are identified based on socioeconomic criteria and are typically from the lower-income groups.

3. Cashless Transactions: The scheme ensures cashless and paperless treatment across a network of empaneled hospitals, both public and private. This eliminates the financial burden on beneficiaries during medical emergencies.

4. Health Services: The Ayushman Bharat Yojana covers a wide range of healthcare services, including:

• Hospitalization: Expenses related to hospitalization, including room charges, ICU charges, and medicines.
• Surgical Procedures: Coverage for surgeries and other medical procedures.
• Diagnostic Services: Costs for necessary diagnostic tests and examinations.

5. Organization: The scheme is introduced by the National Health Authority (NHA), which oversees the operational aspects of the scheme and ensures its smooth execution.

Ayushman Bharat Yojana Eligibility Criteria

To qualify for the Ayushman Bharat Yojana, applicants must meet the following criteria:

For Rural Households:

• Families living in one room with kucha walls and roof
• Households with no adult members aged 16-59 years
• Families with no adult male members aged 16-59 years
• Households without an able-bodied adult or with a disabled member
• SC/ST households
• Landless households dependent on manual casual labor

For Urban Households:

• Domestic workers, beggars, ragpickers
• Home-based workers, artisans, tailors, handicrafts workers
• Sanitation workers, sweepers, mali, construction workers, laborers, and similar roles
• Electricians, mechanics, repair workers, and other technical workers
• Transport workers (rickshaw pullers, drivers, etc.), waiters, shop assistants, street vendors

Coverage under PMJAY

Covered Under PMJAY	Not Covered Under PMJAY
Medical implantation services	Residents of well-built houses
Costs of medicines and medical consumables	Government employees
Non-intensive and ICU services	Households with refrigerators and landline phones
Pre-hospitalization expenses (up to 3 days)	Owners of agricultural land exceeding 5 acres
Treatment-related complications	Individuals with a monthly income over ₹10,000
Post-hospitalization expenses (up to 15 days)	Kisan card holders
Hospital accommodation and food services	Owners of vehicles (two-wheelers, three-wheelers, or cars)
Laboratory and diagnostic procedures	Employees in government-run non-agricultural enterprises
Medical examinations, treatments, and consultations	Owners of farming machinery and equipment

Registration Process Of Ayushman Bharat Yojana

1. Check Eligibility: Visit the official Ayushman Bharat website or use the Ayushman Bharat app to check your eligibility. Enter details like your Aadhar number to verify if you are covered under the scheme.

2. Registration: If eligible, visit the nearest Common Service Center (CSC) or empaneled hospital to complete the registration process. You will need to provide essential documents, including your Aadhar card and proof of income.

3. Document Submission: Submit required documents such as Aadhar card, proof of address, and income certificate. Your biometric information may also be collected during the registration.

4. Issuance of Ayushman Card: After successful registration, you will receive your Ayushman card, which you can use to avail of healthcare services.

Benefits of Ayushman Bharat Yojana

1. Financial Protection: The scheme offers substantial financial protection against high medical expenses, reducing the out-of-pocket costs for beneficiaries.

2. Access to Quality Healthcare: Beneficiaries have access to a network of quality hospitals and healthcare providers, improving the overall standard of care.

3. Improved Health Outcomes: By providing financial support for essential health services, the scheme aims to improve health outcomes and reduce the incidence of catastrophic health expenditures.

4. Empowerment: The scheme empowers individuals and families by providing them with the means to receive timely and necessary medical treatment without financial strain.

Documents Requirements To Create an Ayushman Card

To create an Ayushman card under the special campaign. you should be a resident of India (except for some states), And the following qualifications are required:

1. Ration Card: You must have a valid ration card.
2. Aadhar Card: A valid Aadhar card is necessary.
3. Residence Proof: Proof of residence may be required to confirm your eligibility.
4. Income Proof: Depending on the guidelines, you might need to provide proof of income.
5. Non-Ayushman Card Holder: You should not already have an Ayushman card.

Ensure you have these documents ready to successfully apply for your Ayushman card.

How To Obtain Your Ayushman Card From the Ration Dealer?

To obtain the Ayushman Card from the Ration Dealer you need to provide the mentioned documents and after the verification of the documents you can obtain the card from your nearest Ration Dealer.

• Provide your Aadhar card and ration card number.
• They will take your biometric information.
• After some time, you will receive your Ayushman card.

Also read:

• Ladla Bhai Yojana Registration 2024
• PM Vidya Lakshmi Education Loan Yojana 2024
• PM Kisan Samman Nidhi Yojana

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